Credit Operations: Debt Advisory

We structure tailor-made credit solutions for companies with a long-term vision.

We negotiate financing, advance, and restructuring transactions with banks, funds, and strategic creditors, focusing on agility, security, and appropriate cost.

Capital structure diagnosis

Financial modeling for the operation

Negotiation with institutional creditors

Support until the disbursement of funds

Poorly structured credit can seem like a solution but turn into a trap.

Many companies secure credit under unfavorable conditions, with high interest rates, poorly aligned terms, and requirements that compromise their financial health in the medium term.

Others waste time negotiating with institutions that don't understand their business model or demand disproportionate collateral.

Insufficient technical expertise, unfamiliarity with available alternatives, and a lack of smart structuring come at a high cost — and often limit growth.

We model the ideal transaction for your business and negotiate with the right lenders.

At Biz Invest, we act as financial advisors for companies seeking capital through structured credit.

We conduct a complete diagnosis of your current situation, simulate different scenarios, and secure the most advantageous conditions for the client from institutional lenders.

How we manage a credit transaction safely and effectively

Learn about the steps in the Biz Invest process and better understand how we operate.

Analysis of the company's capital structure

We analyze your current debt profile, projections, and actual capital needs.

Financial modeling for the transaction

We structure the ideal type of credit (loan, advance, restructuring) and its parameters: amount, term, grace period, collateral, and cost.

Proactive search for strategic lenders

We engage banks, funds, and platforms that align with your company and industry.

Technical and institutional negotiation

We serve as skilled liaisons, bridging the gap between your business and the financial market.

Support until disbursement

We monitor contracts, conduct risk analysis, and oversee the final disbursement of funds.

Credit as a strategic tool, not just a debt

We structure tailor-made credit solutions that respect your cash flow and transform capital into a secure expansion tool.

Billion-Dollar Track Record

Team with a proven track record in billion-dollar operations

Leadership Experience

Executive experience in managing large companies

Strategic Networking

Strong network of contacts among funds, banks, and strategic investors

Tailored Service

Personalized approach: each client is unique

Owner's Mindset

Owner's mindset: we understand what's at stake in every negotiation

Frequently Asked Questions about Credit Operations

Get answers to your main questions about debt raising and capital structure.

Are you a fintech or a bank?

No. We act as independent financial advisors, structuring the best solution with creditors.

Which companies do you serve?

Companies with revenues of R$ 20 million or more, or with significant capital needs for expansion, restructuring, or strategic transition.

How long does a credit operation take?

30 to 90 days, depending on the complexity of the structure and the creditors' response.

Do you help negotiate terms with banks?

Yes. We provide technical negotiation for the terms: rate, term, collateral, and covenants.

Any unanswered questions?

Contact our team to resolve it.

Ready to access credit with a structured and intelligent approach?

Rely on Biz Invest to evaluate your capital structure, create the best solution, and negotiate with the right creditors. Well-structured credit doesn't create debt, it drives growth.